Big Boy Toy

Yesterday, I received my new toy.
I did asked on my FB on which one should I choose last time.
In the end, I decided to go for this:


Yes. Modenas GT 128 with blue color. Bearing the registration number WUV 5XX2.Blue is my favourite color which is why I choose this motor instead of Honda Wave 120. On top of that, with break disc at front and rear makes my choice even easier. On top of that, it also comes with tubeless tyre which the other choice lack of it.

With the purchase of the motorbike means, I have achieved one of my new year resolution.

Zakat Emas dan Perak

DALIL WAJIB ZAKAT

Firman Allah s.w.t:

"Dan orang-orang yang menyimpan emas dan perak dan tidak dibelanjakan pada jalan Allah (tidak mengeluarkan zakat), maka khabarkanlah kepada mereka dengan balasan azab seksa yang tidak terperi sakitnya (iaitu) pada hari dibakar emas dan perak (dan harta benda) itu dalam neraka jahanam lalu diselar dengannya dahi, rusuk serta belakang mereka (sambil dikatakan kepada mereka), inilah apa yang telah kamu simpan untuk diri kamu, oleh itu rasakan (azab dari) apa yang kamu simpan itu"

(Surah At-Taubah: 34-35)

Sabda Rasulullah s.a.w:

"Setiap pemilik emas dan perak yang tidak menunaikan haknya maka pada hari kiamat dijadikan kepingan lalu dibakar dalam api neraka kemudian diselar rusuk dan belakang mereka; setiap kali kepingan itu menjadi sejuk ia kembali dibakar semula pada hari yang kadarnya bersamaan dengan lima puluh ribu (50,000) tahun sehingga ia dihukum di antara hamba-hamba Allah maka dilihat jalannya sama ada ke syurga atau ke neraka".
(Hadis riwayat Abu Hurairah)

KAEDAH KIRAAN ZAKAT EMAS & PERAK

Emas Perhiasan Wanita
Emas perhiasan wanita ialah emas yang dibeli atau digunakan sebagai perhiasan di badan. LZS (MAIS) mengambil kira kadar uruf emas bagi pemakaian perhiasan tersebut. Jika kadar pemakaian itu tidak mencapai atau melebihi kadar uruf, maka tidak wajiblah membayar zakat emas perhiasan tersebut. Kadar uruf emas di negeri Selangor ialah sebanyak 800 gram

Contoh:
(Timbangan emas x harga semasa x 2.5%)
900 gram x RM50 = RM45000 x 2.5% = RM1125

Emas Yang Disimpan
Bermaksud emas yang selain daripada perhiasan wanita yang dipakai di badan samaada dalam bentuk mata wang, simpanan, galian, peralatan rumah dan sebagainya.
Ia dikenakan zakat sebanyak 2.5% daripada jumlah yang ada sekiranya kadar yang dimiliki itu sama atau melebihi nisabnya iaitu 85 gram. Ia tidak sama dengan emas perhiasan yang dipakai. Nisab emas yang tidak dipakai ialah sebanyak 85 gram

Contoh:
Timbangan emas x harga semasa x 2.5%
90 gram x RM50 = RM4500 x 2.5% = RM112

Perak
Bagi logam perak, samaada dipakai sebagai barang perhiasan ataupun tidak (disimpan sebagai perhiasan di rumah), maka pengiraannya adalah berdasarkan nilai barang perak tersebut. Nisab bagi perak adalah sebanyak 595 gram atau lebih

Contoh:
800 gram perak x RM0.90(segram) x 2.5% = RM18

Postpone

Yesterday, i received a call from HR personnel of the Bank.
My request for an early release without penalty have been turned down.
Therefore......i need to serve my 3 months notice.

Meaning to say...instead of starting at new place on 1st March 2011, i can only start on 15th March 2011.
Good thing is, on March i will be receiving two salary from two different company.

New Year 2011

Maybe it's a bit late for me to wish happy new year 2011.

A quick recap of my last year resolution. I did achieve some of it.


1) Lose weight – failed I think. It seems that I gained a bit. arghhhhhhhhhhhh

2) Save extra money -achieved

3) Better pay – achieved unexpectedly. A right offer came and I accept it. Hopefully to start on 1/3/2011

4) Travel – achieved. Last year I did travel to Terengganu, Cherating, Penang. But no overseas trip.

5) Performing Solat eary. Not delaying it – achieved but not in total.
2) Buy a motorbike (depends on monthly commitment as well) – failed. I did not have the budget.
3) Proper records keeping (need to use back my basic accounting skills)- failed. I only mange to track it for a while. Think should not put this one this year. Definitely it will failed again.

So for this year:

1) 1) Lose weight – MUST put extra effort, control my food, do more exercise.

2) 2) Save extra money – I will contribute extra to my ASB and tabung haji. I guess I need to focus on gold investment right now

3) 3) Performing Solat eary. Not delaying it

4) 4) Travel – at least one oversea trip

5) 5) Buy a motorbike – my new workplace located in the golden triangle area. Public transport is quite far. I’ll try first driving there

6) 6) New family members perhaps. since Adriana nearly 3 years old

7) 7) Debt free especially on credit card